specials
Special Home Equity Line-Of -Credit from PHFSL
Prime Rate + 0% for the life of the loan
3.25% APR
The minimum loan amount is $10,000.
This is not an introductory rate. The rate is subject to change at any
time. The maximum APR is 18%. The line is available for home equity
customers and subject to a maximum loan to value ratio of 80%.
Available for first and second lien positions on one to four family
owner occupied property. Other rates and terms are available. Consult a
tax advisor concerning the tax deductibility of interest on the line.
No Closing Costs*
* - Property insurance is required. An appraisal may be required. If an
appraisal is required you will be charged the cost of the appraisal and
fee will range between $50 and $350.


